Christine Brown has a loving boyfriend and a good job at a Los Angeles bank. Her heavenly life becomes hellish when, in an effort to impress her boss, she denies an old woman's request for an extension on her home loan. In retaliation, the crone places a curse on Christine, threatening her soul with eternal damnation. Christine seeks a psychic's help to break the curse, but the price to save her soul may be more than she can pay.