Chen Tju Nan (Kenny Bee) and Yu (Maggie Cheung), lovers of long standing, have been scrimping and saving for their marriage. One day Yu suspects that she is pregnant, and suggests an early wedding. Tju Nan is thunder struck as he has just lost his every cent in the stock market. But he has to agree. He borrows money from a loan shark (Shing Fui-On), hoping to be able to pay it back with cash received from friends as marriage gifts. But after a series of mixups, involving a robbery, the money is tied up at the police station and the loan shark is none too pleased.