Cash-strapped homeowners are tossed a shovel in the form of a finance manager and contractor to help them dig out of a money pit in this personal and property makeover series. There's $10,000 up for grabs, but the homeowners must first complete a series of tough challenges designed by host and certified financial planner Suzanne Schultz and aimed at curbing bad spending habits. Based on those results, Schultz creates a budget for a much-needed home renovation, and with the help of contractor Frank di Leo, the homeowners must stay within that budget to receive the cash.