After petty criminal Johnny (Damon Wayans) falls for the lovely Amber (Stacey Dash), he decides to stop breaking the law and gets a gig at his crush's workplace in order to get closer to her, thus proving that he's a stand-up guy. Soon, he learns that going straight doesn't pay very well, so he decides to nab a company credit card and show off his newfound wealth to Amber. Unfortunately, a blackmailer catches Johnny and forces him to commit a crime that is far from small.