After a decade behind bars, former burglar Karen McCoy (Kim Basinger) simply wants to earn a legitimate living to support her son (Zach English) -- but as the best bank robber around, she's in high demand in the criminal underworld. When Atlanta crime boss Jack Schmidt (Terence Stamp) discovers her intention to go straight, he kidnaps her son to force her into one last job. Teaming up with an amateur (Val Kilmer), McCoy has to use all her cunning to pull off this heist and save her son.